Track spending. Make smarter decisions.

Envoyé uses advanced AI to revolutionize your financial journey, offering smart insights to help you save, spend, and plan better. It’s your personal assistant for making smarter financial decisions, effortlessly.

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Rated 4.9/5 - from over 600 reviews

Game-Changing Features for Smarter Finances

Airtime-to-Cash Conversion

Transform your unused airtime into cash instantly. Envoyé makes this process seamless.

Customizable ATM Cards

You can customize your ATM card by adding your nickname and even your picture.

Personal & Joint Savings

Save with ease get funds unlocked within 12 hours at an industry-leading rate of just 0.03%.

Envoyé AI

Our AI helps you budget, track spending, recommend plans & manage bills effortlessly.

Bill Payments

Envoyé simplifies your daily financial obligations. Pay for all your bills in just a few taps.

Cross-Border Transactions

Whether you’re transferring from Nigeria to Africa & Abroad, Envoyé ensures secure & fast transactions.

Smarter Financial Management with Evoyé AI

Let our AI technology simplify your financial life by helping you make smarter decisions and stay on top of your financial goals.

Get intelligent, customized budget recommendations .
Track & reduce unnecessary expenses, keeping spending in check.
Stay updated on renewals & due dates, ensuring timely payments.

Why Choose Envoyé?

Envoyé is built with the modern user in mind. Our platform bridges the gap between traditional banking and the future of financial technology, offering more improved artificial intelligence features.

With a focus on affordability, convenience, and innovation, Envoyé ensures that every user’s financial journey is seamless and rewarding.

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Thousands of Nigerians Patiently await Envoyé

“We’re excited for Envoyé’s innovative savings solutions. With secure, flexible savings options, managing my finances will be smoother than ever before.”

– Kossi Amegah, from Togo

“I can’t wait to try Envoyé’s automated financial assistant. I believe it will help me track my spending effortlessly and manage my finances with greater control.”

- Gabriel Adamu, from Minna

With Envoyé's secure savings options and contribution plans, I’m looking forward to having a reliable, safe, and easy way to grow my funds over time.”

– Florence Kpatcha, from Benin

Share Your Journey with Envoyé

Empowering Business Growth Through Strategic Partnerships

By partnering with amazing businesses across Africa and beyond, we unlock opportunities and help individuals and companies reach their full potential. Through innovation, collaboration, and a shared vision, we build lasting partnerships that drive growth and create lasting impact.

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